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Privacy Policy

Last updated: 2025-01-01

1. Information We Collect

1.1. Account information: When you register, we collect your email address, username, full name (optional), and password (stored as a secure hash).

1.2. Location data: We use your IP address to automatically detect your country and currency for payment localization. We do not store precise geolocation.

1.3. Usage data: We log login activity, IP addresses, and key actions on the Platform for security and abuse prevention purposes.

1.4. Payment data: We do not store card numbers or sensitive payment details. Payment processing is handled by Paystack and Flutterwave, who maintain their own privacy policies.

2. How We Use Your Information

We use your information to: provide and improve the Platform; authenticate your account; process subscriptions; send service-related communications; detect and prevent fraud; comply with legal obligations.

3. Data Sharing

We do not sell, rent, or trade your personal information. We may share data with: payment processors (Paystack, Flutterwave) to process transactions; law enforcement when required by law; service providers acting on our behalf under confidentiality agreements.

4. Cookies

We use session cookies necessary for authentication and site functionality. We do not use tracking cookies or third-party advertising cookies.

5. Data Retention

We retain your account data for as long as your account is active. You may request deletion of your account and associated data by contacting us. Payment records may be retained for legal and tax compliance purposes.

6. Security

We implement industry-standard security measures including password hashing (bcrypt), HTTPS enforcement, CSRF protection, and prepared SQL statements. No method of transmission over the internet is 100% secure; we cannot guarantee absolute security.

7. Your Rights

Depending on your jurisdiction, you may have the right to: access your personal data; correct inaccurate data; request deletion of your data; withdraw consent; lodge a complaint with a data protection authority. Contact us via the Contact page to exercise these rights.

8. Children's Privacy

The Platform is not directed to persons under 18. We do not knowingly collect personal information from children.

9. Changes

We may update this Privacy Policy periodically. We will notify users of significant changes by email or prominent notice on the Platform.

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